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One of the nation’s biggest car insurance companies ranks Charlotte drivers among the least safe in the U.S. Allstate Insurance Co., in annual rankings, placed Charlotte a dismal 153rd-safest among 200 cities in 2019, matching the city’s 2018 ranking.
Allstate bases the annual ratings on claims filed with the company, which covers about 10 percent of all U.S. auto policies. The rankings reflect two factors: the average number of years between filing insurance claims and “hard braking” events that the company says are linked to collisions.Charlotte drivers score poorly on both, Allstate says. They file claims an average of every 7.8 years, compared to the national average of 10 years. Drivers in Charlotte are 36 percent more likely to have collisions than the national average, it says.