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Ttmath

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Everything posted by Ttmath

  1. By the way I too am a centrist . I have not and never intend to vote for a liberal. However I think you have some misguided notion of what that means. To suffer in life because everyone else is doing it? I notice whenever people say pull yourself up by your bootstraps they never mention the multiple raises a year CEOs get in addition to bonuses. But squawk at middle class people for asking for raises. The situation is becoming so bad that the once coveted 45k salary is barely enough to support a single individual… don’t even mention a family. And In América today to send just one child to school you need to make more than 70k. So cost has inflated and wages haven’t.
  2. Sir I think you need to read my response again you responding to things I did not state. Also, You clearly don’t understand the principle of zero dollars. And the notion of “ don’t move out your parents house” is a very privileged one. Please understand that paying wages and have not increased yet living cost has. Really not that complicated it’s taught in middle school civics.
  3. Problem #1 with your argument: you're basing this on a two-person income. Clear demonstration you don't actually anticipate anyone to survive on those wages. Problem #2: you do not factor in that they will have limited means of promotion without schooling, and seeing how you left $0 in the budget for savings or miscellaneous, they would have to go into debt to go to night classes, etc. Debt, when you are making $8.25 an hour, equals 20-30% interest if they're lucky. This means even if they get the certificates they desire, they will have a negative net worth. Problem #3: what happens when the Starbucks they work at decides to raise their prices without raising the wages? Then the markets around Starbucks raise their prices. Now our couple cannot even afford to buy groceries on the $100 a week you left them. Which, by the way, is way below their food needs. Problem #4: You do not factor in insurance: if they have two cars and are two people insurance would cost near $500. so far, with groceries, insurance, and debt, they are nearing -$1000 a month... fun times. Problem #5: There is this weird fascination with the older generation with not living your life but simply surviving until you're too old and too worn out to enjoy it. If they get a second job, they won't be happy, and they won't be living life... just hamsters on a wheel waiting to retire. Problem #6: I have a bachelor's degree in management and ten years of management experience. Yet, Companies are not interested in hiring me in any position higher than entry-level, so it is fair to say that assuming they could go to night school to get a higher paying position is an assumption. Every high-paying position I have gotten has been received via networking.. which our couple doesn't have time for while working two jobs and night school; I say night school because no matter how much I network, I still need my necessary credentials. Problem #7: Oh No! one of their cars sprang a flat tire... that's $100 on a credit card ( remember no money left over for savings) which in 3 months becomes almost $300... for a single tire. Being poor is fun!
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